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Free Tax Tools

13 free tax calculators for every situation — brackets, take-home pay, self-employment, capital gains, and more. Private, browser-based, no sign-up.

✓ 2025 Tax Rates★ 100% Free◇ Runs in Browser○ Nothing Stored
Income Tax & Withholding
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Tax Bracket Calculator

See which federal tax bracket you're in with a visual breakdown of marginal vs. effective tax rate.

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Take-Home Pay Calculator

Your actual paycheck after federal, state, Social Security, and Medicare. Per-paycheck breakdowns.

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W-4 Withholding Calculator

Know exactly what to enter on your W-4 so your withholding matches your actual tax liability.

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Tax Refund Estimator

Will you owe or get money back? Enter income, withholding, and credits for an instant estimate.

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Salary ↔ Hourly Converter

Convert between annual salary and hourly rate with pre-tax and after-tax breakdowns.

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Quarterly Estimated Tax

Calculate quarterly payments for freelance or investment income. Includes safe harbor rules.

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Self-Employment & Business
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Self-Employment Tax Calculator

15.3% FICA breakdown for freelancers and 1099 workers. Includes the deductible employer portion.

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1099 vs W-2 Comparison

What 1099 rate equals your W-2 salary? Accounts for SE tax, benefits, and deductions.

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Payroll Tax Calculator

The true cost of an employee. Employer FICA, FUTA, and state unemployment on top of salary.

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Investments & Deductions
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Capital Gains Tax Calculator

Short-term vs. long-term rates on investment profits. Includes the 3.8% NIIT surtax.

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Standard vs. Itemized Deduction

Enter your expenses and see which deduction option saves you more. Side-by-side comparison.

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Roth vs Traditional Calculator

Which retirement account wins? Model tax savings based on current and retirement income.

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Tax Loss Harvesting Calculator

See how investment losses offset gains. Includes the $3,000 ordinary income deduction and carryforward.

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How It Works

1

Choose a Calculator

Pick the tool that matches your tax question.

2

Enter Your Numbers

Input your income, filing status, and relevant details.

3

See Results Instantly

Get a detailed breakdown with rates, amounts, and actionable insights.

Frequently Asked Questions

What are free tax tools?
Free Tax Tools is a collection of browser-based tax calculators that help you estimate your federal tax liability, take-home pay, self-employment tax, capital gains, and more. Every tool is free with no sign-up or account required.
Are these calculators accurate?
These tools use the official 2025 IRS tax brackets, standard deduction amounts, and FICA rates. They provide reliable estimates for tax planning purposes. For your actual tax filing, always consult a qualified tax professional or CPA.
Is my financial data private?
Yes. Every calculator runs entirely in your browser. No income, salary, or financial information is ever sent to a server, stored in a database, or shared with anyone. Your data stays on your device.
What tax year do these calculators use?
All calculators use 2025 federal tax year rates and brackets. State tax estimates use current rates but may not reflect the most recent state-level changes. We update rates annually when the IRS publishes new figures.
Can these tools replace a CPA?
No. These calculators are for planning and estimation. They don't account for every tax credit, deduction, or special situation. For complex tax situations — business income, rental properties, multi-state filing — you should work with a qualified tax professional.

Free Tax Calculators & Estimators

Free Tax Tools is a collection of free, browser-based tax calculators built to help you understand your tax liability, plan your finances, and make informed decisions. Every tool uses current IRS rates and runs entirely in your browser — no account, no data collection, no paywalls.

Plan Smarter, Not Harder

Whether you're estimating your federal tax bracket, calculating take-home pay for a new salary, figuring out self-employment tax as a freelancer, or deciding between the standard and itemized deduction, these tools give you clear answers in seconds.

Built for Real Tax Questions

These calculators are designed for the questions real people ask: "How much will I actually take home?", "Should I itemize?", "How much do I owe on my stock gains?", and "What are my quarterly estimated payments?" Each tool provides a detailed breakdown, not just a single number.

Privacy First

Tax data is sensitive. Every tool on this site runs entirely in your browser. Nothing you enter is ever transmitted, stored, or accessible to anyone but you.