Tax Guides

In-depth guides to help you understand your taxes — brackets, self-employment, retirement accounts, and withholding.

2025 Federal Tax Brackets

Complete rate tables for Single, Married Filing Jointly, Head of Household, and Married Filing Separately. Includes standard deductions, a worked example showing how progressive taxation actually works, and a marginal vs effective rate comparison table.

~10 min readAll filing statuses2025 rates
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Self-Employment Tax Guide for Freelancers

How the 15.3% FICA tax works for 1099 workers, the 92.35% base and deductible half explained, quarterly payment schedule and safe harbor rules, deductions that reduce your bill, and 1099 vs W-2 comparison.

~9 min readFreelancer focusedQuarterly payments
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Roth vs Traditional IRA: Which Is Better?

Side-by-side comparison of tax treatment, contribution limits, income limits, and RMDs. When each account wins, a real 30-year math comparison, and the backdoor Roth strategy for high earners.

~8 min readSide-by-side comparisonMath examples
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How to Fill Out Your W-4 Correctly

Step-by-step through all 5 sections of the 2025 W-4 form. Common scenarios for single filers, married couples, and single parents. When to update your W-4 and how to avoid underwithholding.

~8 min readStep-by-stepCommon scenarios
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